Asset Protection

Your equipment is your livelihood. Insure it at a rate you haven't been offered.

Coverage for vehicles, equipment, and business assets — structured through markets most brokers don't shop.

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Commercial vehicle protection

Fleets from two vehicles to two hundred. Coverage structured to your actual usage, not a one-size policy.

Heavy equipment and machinery

When a key piece goes down, it costs revenue — not just a repair bill. We find coverage that actually fits your operation.

Coverage comparison

We shop markets most brokers don't. Then we show you the options side by side — what's covered, what isn't, and what each one actually costs.

The spread between retail and your rate.

Most businesses renew the same policy every year. The market moves. Your broker doesn't always shop it.

Retail rate

What your renewal letter says

$1.00

Underwriting spread

Risk pool markup, non-negotiable

−$0.15

Broker commission

Built into your premium, invisible to you

−$0.10–$0.20

Your rate, re-shopped

What the market actually supports today

$0.65–$0.75